🏠 Hearth
📈
Dashboard
💵
Balance
📊
Budget
+
Add expense
🕑
History
💵
Sinking funds
📃
Scheduled bills
⚙
Settings
Monthly budget
—
This month
—
Remaining
—
🏠
Dashboard
💳
Balance
📊
Budget
📋
History
⚙️
Settings
Hearth
where the budget lives
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Share this with everyone in your household
Names (one per line, up to 3)
Quarterly budget ($)
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Balance
Funds
History
Settings
This month
Discretionary
$0
Fixed CC bills
$0
Combined
$0
Remaining
$0
Funded:
$0
vs $3,500 CC target
Essential:
$0
Non-essential:
$0
Fund-covered:
$0
Income:
$0
Quarter tracker
Apr
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May
—
Jun
—
Quarter total
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Amount ($)
Budget category
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💳 Credit card
🏦 Checking
↓ Income
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Non-essential
Date
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Scheduled bills
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Month
January
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May
June
July
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September
October
November
December
Year
2026
2027
Type
Bill / expense
Income
Savings transfer
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Checking
Credit card
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Income
Monthly bills
Weekly & bi-weekly
Annual & one-time
Sinking fund targets
Emergency fund
$750/mo
target $21,000
Home/auto/insurance
$370/mo
target $6,000
Medical & pets
$165/mo
target $3,000
Travel fund
$165/mo
target $5,000
Big purchases
$120/mo
target $3,000
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Sinking funds
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Total saved
$0
Monthly contributions: $1,716 total across all funds
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Checking balance
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Restore skipped
Credit card
Total card balance
—
Next bill due
$6,000
Due May 6
Current cycle
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App tracked this cycle
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⏳ Confirmed pending
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checking balance today
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12-month projected balance
■ Safe (>$5k)
■ Watch ($2k-$5k)
■ Danger (<$2k)
Income vs spending by month
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Quarterly budget ($)
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Amount ($)
Category
Type
Essential
Non-essential
Date
Note
Covered by sinking fund
None — counts toward budget
Medical & pets fund
Home/auto/insurance fund
Travel fund
Big purchases fund
Personal savings
⏳ Pending — not yet posted to Capital One
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